IBPS Specialist Officer Professional Knowledge Previous Year Question Paper


Here read out some of the important questions of professional knowledge section which were asked in IBPS Specialist Officer 2012-13. These questions will be helpful in getting an overview about the pattern of questions which may ask in IBPS Specialist officer 2014 Scale I/II (Agricultural Field Officer, Rajbhasha Adhikari, Law Officer, HR/Personnel Officer, Marketing Officer, Chartered Accountant, Manager Credit/Finance Executive).

1. Who among the following is the recipient of the Padma Vibhushan given in 2012? 
(a) Late (Dr.) Bhupen Hazarika   (b) Sri Vanraj Bhatia   (c) Sri Javed Akhtar (d) Sri Amitabh Bachhan   (e) Smt. Ambika Soni

2. Under the liberalized scheme of interest subsidy, Government of India provides interest subsidy on housing loan at the rate of __________
(a) 0.50%   (b) 1.00%   (c) 2.00%   (d) 2.00% + 1.00% for prompt repayment   (e) None of these

3. When Bank provides a loan for purchase of white goods, it is known as _______ loan

4. India has decided to acquire Rafale Fighter planes for its air force wing. Which country is going to supply these planes?
(a) Italy   (b) Britain   (c) Canada   (d) France   (e) Germany

5. The rate below which banks cannot generally lend is called as __________
(a) Base rate  (b) Floor rate  (c) Repo rate  (d) Call money rate  (e) Ceiling rate

6. As per the data released by the Union Health Ministry (of India) the infant mortality rate is lowest in which state?

7. Dada Saheb Phalke Awards are given by theMinistry of ____________

8. Which of the following is not a type of Cheque?
(a) Crossed cheque   (b) Blank cheque   (c) Speed cheque   (d) Bearer cheque   (e) Order cheque

9. Mr. John Key is the present Prime Minister of _________?

10. Which of the following is the name of an autonomous organization for rural technology?
(a) CAPART   (b) MGNREGA   (c) PURA   (d) IRDP   (e) NGAPS

11. With a view to facilitate payment of balance in deposit account to the person named by the deposition without any hassles in the event of death of the account holder, the following facility was introduced in bank accounts in our country?
(a) Will   (b) Registration  (c) Nomination   (d) Indemnity   (e) Guarantee

12. Which of the following countries is NOT a member of ASEAN?
(a) Thailand  (b) Myanmar  (c) Singapore  (d) Vietnam  (e) Brazil

13. Which of the following is not a Negotiable Instrument?
(a) Cheque   (b) Fixed Deposit Receipt  (c) Promissory Note  (d) Bill of Exchange
(e) All (a) to (d) above are negotiable instruments

14. Which Stock Exchanges in India launched “Carbon Index” so that investors can assess risk and opportunities associated with climate change?

15. Who represented India in 17th SAARC Summit held at Addu in Maldives in November 2011?

16. What is the maximum balance amount that is eligible for earning interest in a normal saving bank account?
(a) Rs. 1 lac   (b) Rs. 2 lacs   (c) Rs.3 lacs   (d) Rs. 5 lacs   (e) No limit

17. When a customer opens a Deposit account with the Bank, which one of the following is the status of the Bank?
(a) Debtor   (b) Creditor   (c) Trustee   (d) Beneficiary   (e) None of these

18. Which of the following states decided to give Khatedhari Rights to about 30,000 farmers occupying the custodian lands?

19. Which of the following functions are not being performed by the Reserve Bank of India?
(a) Regulation of Banks in India    (b) Regulation of Foreign Direct Investment in India
(c) Foreign Currency Management in India    (d) Control & Supervision of Monday Supply
(e) Currency Management in India

20. A bank is called as ‘Scheduled Bank’ when ______________

21. Australian govt. recently decided to sell Uranium to India. Uranium is used mainly for _______

GK Questions Asked in NICL AO 22/12/2013 Exam: Answer Key and Descriptive Paper

Here we are discussing Today’s NICL AO Paper which was held for Generalists and Specialist officer posts. Now we will review the NICL AO paper section wise. Also read General knowledge questions asked in NICL AO examination held on 22/12/2013

English Section: This section was moderate, 30% of the section was synonyms and antonyms, so if you are good in that you can crack it. Other topics were like rearranging and fill in the blanks. Overall, minimum 50% of the section was achievable. Reasoning Section was very very easy, one can score 90%+ in that. Quantitative analysis or numerical ability was tough for those who haven’t studied but was moderate. General Awareness, lesser were the questions from current topics, there was almost General knowledge.


  1. Where is the Headquarter of Asian Development Bank (ADB)? Philippines
  2. In which year World Trade Organization (WTO) was established? 1995
  3. Which Government Body announce Five Year Plan? Planning Commission
  4. In which country Coconut Triangle is present? Sri Lanka
  5. Which river in India has been declared as National River by Govt. of India? The Ganga
  6. Who is the President of Ghana? John Dramani Mahama
  7. Where was first computer system invented?
  8. What is the Reason of souring of milk?
  9. When was NDC established? 6th August 1952
  10. Which book has been written by Kamala Das?
  11. First Duronto Train run in-Between which two places?
  12. Where does Gold mines situated in India?
  13. Which of the following is the highest growing micro organism?
  14. On which river Nagarjuna Sagar Dam is located? Krishna River
  15. What is the Normal temperature of human body? 37 degree Celsius
  16. Animal with constant body temperature is known as?
  17. Distance of stars is measured in which units?
  18. The disease Dengue is caused by? Anopheles Mosquito
  19. On which river Bhakra Dam is situated? Sutlej River
  20. Who has made English Language compulsory in our education system by whom?
  21. Largest river in peninsular region?
  22. Why all the food-cans are made up of tin rather than zinc?
  23. Food poisoning is caused by which bacteria?
  24. Senthels defeated which Britain officer in 1855?
  25. Who spread Kala ajar?

NICL AO Descriptive Paper: Paragraph on Women Safety: An issue of Concern, comprehensions on One Government in the World and a Precise on scientific development.

IBPS Clerk III 2013 Expected Cut Off For General, SC/ST, OBC Category [Analysis]

As we all know that IBPS is already done with its series of examination of IBPS Clerk 2013. Now you all must be thinking that;

  • When will IBPS declare the result of IBPS clerk 2013?
  • What is the expected cut off marks for IBPS Clerk 2013-14?

As per the notification, IBPS will release the result status of Clerk 3 exam by second week of January 2014, after this the Score cards will be available within 10 days after the declaration of result. Then those who qualify the clerk online examination are then eligible for Interview round, students can download the call letter for Interview round of IBPS clerk by the end of January 2014. The tentative interview schedule is second week of February 2014, but if there is any change, the candidates will get to know by visiting the official website of IBPS. So be in regular touch with official website of IBPS. After all these process, the final allotment of IBPS clerk will be made in April 2014.

Analysis of IBPS Clerk 2013

Now we will simply provide you the analysis of IBPS Clerk III 2013, The reasoning section was quite easy and you can easily achieve the Cut off within given time frame. The numerical ability or Quantitative analysis section was tough, it was tough in the sense of time taking as most of the simplification questions were a bit time taking. There were 10 questions of DI which were scoring. Again computer knowledge was easy to answer whereas General awareness section was moderate. The English Language section was also moderate. Also share your reviews in the below comment box. In all the above sections there were 40 questions each and for every wrong answer there is negative marking of 0.25 marker per question.

IBPS Clerk Expected Cut off Marks 2013-14 for Interview Round


Expected Clerk 2013 Cutoff (section wise)

Numerical Aptitude / Quantitative Analysis




English Language


General Awareness


Computer Knowledge


 This is not an original cut off marks, this has just been evaluated after the analysis of Clerk examination 2013. The expected IBPS Clerk cut off marks for General category could be around 115 marks, OBC category 113 marks and cut off marks for SC/ST category could be around 102-108 marks.


IBPS Clerk 3 2013 Expected Result Date and Last Year Cut Off 2012 Category wise

Here we have discussed last year cut off marks of IBPS Clerk II 2012, this may help the students in concluding what clerical cut off they are expecting after the analyzing the clerk exam 2013. If we talk about IBPS clerk 2012, then the exam was quite easy and any student who has the little knowledge of Quantitative analysis and reasoning can easily reach near to the cut off. In 2012 there were around 22000 vacancies and around 61,000 students passed the examination.

Now lets come to IBPS Clerk 2013 analysis, then Quantitative aptitude section was quite time taking and Reasoning section was moderate. After this we can expect that this year IBPS clerk 2013 cut off will fall as compared to last year cut off. Below are the marks after which candidates were called for the common interview

IBPS Clerk Cut off Marks 2012 State wise and Category wise for Common Interview [Last Year]

Andhra Pradesh – 118 (GEN and OBC), SC (95)
Assam – 95 (GEN and OBC), 85 (SC)
Bihar – 115 (GEN)
Chhattisgarh – 116 (GEN)
Delhi – 120 (Gen), 118 (SC)
Gujarat – 95 (GEN), 85 (OBC)
Himachal Pradesh – 113 (Gen)
Haryana – 117 (Gen), 112 (OBC)
J & K – 115 (Gen)
Jharkhand – 120 (Gen)
Karnataka – 120 (GEN)
Kerala – 121 (OBC and Gen)
Maharashtra – 105 (GEN), 95 (OBC), 95 (SC)
Madhya Pradesh – 120 (GEN)
Odisha – 120 (GEN and OBC), 85 (SC)
Punjab – 115(Gen)
Rajasthan – 120 (Gen), 109 (SC)
Tamil Nadu – 95 (OBC), 85 (SC)
Uttarakhand – 117 (GEN)
UP – 116 (Gen), 115 (OBC), 104 (SC)
WB – 119 (GEN), 105 (SC), 110 (OBC)

Minimum and Maximum Cut Off Score of IBPS Clerk 2012 after Interview Round

last year clerk cut off

Now you must have a Question in your mind that “What is the expected Result Date of IBPS Clerk 3 2013″? Then let me remind you that in the official Notification of IBPS Clerk, it is clearly mentioned that the result of IBPS Clerk 2013 will be declared or announced by 2nd Week of January 2014.

IBPS Clerk 3 General Awareness Question Paper: 15/12/2013 Morning and Evening Shift

 IBPS is done with conducting IBPS Clerk 3 all over India. Overall the level of the examination is a bit enhanced as compared to last year IBPS Clerk exam. Below read out few General Awareness questions which were asked in IBPS Clerk 3 2013 examination held on 15/12/2013 morning and evening shift. These questions are based on memory which may help you in concluding GA section.

GA Questions Asked in Morning Shift of IBPS Clerk 3

1) When is the International Day of the Girl Child celebrated ?- October 11
2) Who directed the movie 3 idiots?- Rajkumar Hirani
3) Where is the  Head quarters of United Nations Industrial Development Organization(UNIDO)?- Vienna, Austria
4) How many T20 matches Sachin Tendulkar has played in his international career?- 1
5) To which country does  Noble Prize 2013 for literature winner Alice Munro belongs to ?- Canada
6) o One question related to RTGS
7)To which country does  Nippon language belongs to ?- Japan
8) Where is the Headquarters of RBI situated at ?- Mumbai
9) Which country will be hosting next Commonwealth summit in 2015?- Malta
10)To whom does the autobiography of an Unknown Indian refers to?- Nirad C. Chaudhuri
11)  In which state is Kundankulum Nuclear power plant situated ?- Tamil Nadu
12) The full form of RIDF stands for ?- Rural Infrastructure Development Fund
13) one question related to NEFT
14) In  which country does Mohammed Yunus is  related to microfinance ?- Bangladesh
15)  To which game does Pit Spot term relates to?- Racing
16) A person who is writing cheque is called?
17) What is CIBIL?- Credit Information Bureau Limited is India’s first Credit Information Company founded in August 2000.

General Awareness Questions Asked in Evening Shift of IBPS Clerk 3 Held on 15/12/2013

1.  To which God does konar temple belongs to ?—Sun
2. What is the full form of PAN card —-Permanent account number
3. Who is the director of the movie  Paan Singh thomar ? —-Tigmanshu Dhulia
4. Where does the Open market Commodites  controlled by?
5. To which bank does Rs.1000 crores in fy 2013 -2014  were allotted ?—a
a. Public sector woman bank
b. private sector woman bank
c. Comercial woman bank
d. cooperative woman bank
6. What does the IFSC  11 digit code refers to ?  —– bank branch code
7. one question on bsbda
8. one question on crr
9. What does DGFT(DirectorGeneral of foreign Trade) controls ?
10. Who was awarded the  ICICI peoples choice award ?—M.S.Dhoni
11.  Whom does a dishonored  cheque is returned to ?
12.  To whom does the book named  “Romancing with life “ is written on ?—Devanand

General Awareness Questions Asked in IBPS Clerk 3 on 14/12/2013 Morning and Evening Shift

The Institute of Banking and Personnel Selection (IBPS) is done with IBPS clerk 3 2013 examination. Below we have discussed the Question paper of General Awareness which were asked on 14th December 2013 in both Morning and Evening Shift. These are the few questions which may help you evaluating the IBPS Clerk general awareness section. Do also discuss your reviews about the examination.

General Awareness Questions Asked in Morning Shift of 14/12/2013 IBPS Clerk

1)When is the World Food Day?- October 16
2) What does EMI stands for?- Equated Monthly Instalment
3) Who is the author of the book ‘The Lowland’?- Jhumpa Lahiri
4) In which state does Cheraw dance is a folk dance ?- Mizoram
5) Where is the headquarters of World Health Organization?- Geneva, Switzerland
6) What is the minimum age for a person to become a member of Rajya Sabha?- 30 Years
7) Which Indian bollywood actress was honored in Engalnd House of Commons recently?- Kareena Kapoor
8) What does  “no frill account” also known as ?- Basic Savings Bank Deposit Account
9) Who won the Yash Chopra memorial award recently?- Lata Mangeshkar
10) Which is the least populous state in India?- Sikkim

Question related to CASA account?
12) Who is the chief election commissioner?- V S Sampat

Question related to priority sector?
14) What is the age criterion for Very senior citizen?- above 80 years
15) Which state in India has lowest population density?- Arunachal Pradesh

General Knowledge  Question Paper Asked in Evening Shift of 14/12/2013  

1) Where is the headquarters of RBI?- Mumbai
2)When is the Hindi Diwas celebrated on?- 14 September
3) To which field does Bharat Ratna receipient Prof CNR Rao belongs to ?- Science
4)  Which country had given Sachin Tendulkar a guard of honour  during his 200th Test recently?- West Indies
5) Which country along with India will celebrate 2014 as Year of Friendly Exchanges?- China

Question related to validity of cheque
7) What is the minimum limit of RTGS transactions?- Rs. 2 Lakh
8) Who is the chairperson of SBI?- Arundhati Bhattacharya
9) Who is the author of the book ‘God of small things’?- Arundhati Roy
10)Of which brand does  ‘M-Pesa’ as  the trademark stands for ?- Vodafone
11) Tarun Tejpal who was in controversy recently relates to?- Tehelka
12) Who is Okram Ibobi Singh?- Chief Miniter of Manipur
13) One question related to DICGC?
14) Which among the following movie was directed by Ayan Mukherjee?- Wake Up Sid
15) One question on fiscal deficit?

NICL AO General Awareness Questions asked on 15/12/2013; Descriptive Paper topic and Review

As we all know that National Insurance Company Limited (NICL) has started conducting Re-exam of NICL AO exam scale I. Here we have discussed some of the General Awareness questions which were asked in NICL AO exam held on 15/12/203. This NICL AO GK question paper pattern may help other students also who has there exam on 22/12/2013 and 29/12/2013. Apart from this we have also discussed Review of NICL AO 2013 exam, do also share your reviews below;

General Awareness Questions asked in NICL AO Re-Exam Held on 15th December 2013

1. Who is the chairman of Lalit kala academy?
2. Who invented jet engine?
3. which animal is present in the Logo of WWF?
4. Who amongst the following is Napoleon of India? samudragupta
5. When Cd Rom was invented?
6. Byte is the unit of.
7. In whose peroidc, painting is on the height: jahangir
8. Led pencil is having component of: graphite
9. W.Rahmihir wrote a book “brihadsamhita”, it is related with?
10. IC’s used in which generation of computer?
11. Despotism is possible where
12. 30 women took oath first time in which legislative assembly in February?
13. Doctrine of lapse is related to? Dalhousie
14. Why Govt. Of world has banned DDT ?
15. Which is primary component of natural gas ?
16. In union budget 2013-14, duty on cigarette increase?
17. India 2020 is written by?
18. In which month, 80% of sugarcane is growing?
19. Which Sikh guru called saccha badshah?
20. According to a recent search , which is 3rd largest market for Twitter?
21. Which component of carbon having 3 dimensional structure?
22. Which language is used for business? COBAL
23. Aapka paisa aapke haath is said by?
24. Chemical Composition of Human Tears?

NICL AO Scale 1 Exam Review held on 15/12/2013: Overall the Re-exam was bit tough as compared to the earlier. General awareness section was bit tough, questions generally asked were from past histories and there is rarely any Current affairs. More focus was there on General Knowledge Questions.

Descriptive Paper: Essay topic on ‘caste system in India and its role in Indian politics’, ‘role of religions in Indian politics’.

Reasoning and English sections were easy, most of the questions can be solved easily, Quantitative analysis section was moderate.

IBPS Clerk General Awareness Questions Asked on 08/12/2013 Morning Shift

IBPS Clerk exam is going on from the past 2 weeks, Here below we have discussed few General Awareness Questions and Answers which were asked in IBPS Clerk exam held 08/12/2013 Morning shift. These questions might help other students who going to give the IBPS clerical exam in the coming weekend. Do share your reviews about the clerical exam
1.    Who is the Chairman of 14th finance commission? – YV. Reddy
2.    What is the Full form of IFSC code? – .Indian Financial System Code
3.    What does B stand’s for in Brics? – Brazil, South Africa, India & China
4.    What is the full form of RTGS? – Real Time Gross Settlement
5.    Ghoomar dance is related to which state? – Rajasthan
6.    Who is the current chairman of ISRO?– Dr. K. Radhakrishnan
7.    Who controls the future commodity market? – forward market commission
8.    What is the Full form of ECB – External Commercial Borrowings
9.    Who is the Director of movie Lagaan? – Ashutosh Gowariker
10.  Where does World chess championship held in? – Tamil Nadu (Chennai) 
11.  Goa (Panji) on which river – Mandovi River
12.  Aadhar card money link a/c – Bank Account.
13.  What Repo rate does? – Increase liquidity
14.  RIDF is maintained by which organisation? – Nabard
15.  What is the special drive that maintain the quality of coins and rupees directed by RBI- Currency Chests
16. One question is related to RuPay card.
17. Name the Cyclone affected Andhra Pradesh?- Helen
18. Babu Jagjivan Ram Chhatrawas yojana is related to?- Private residential accommodation to SC boys and girls studying in School and colleges.
19. “My Brief History” autobiography is written by?- Stephen Hawking.
20. One question was related to:
a. Instruments of Money market
b. Factoring, Hedging and Inside trader
c. Loss Account and KCC
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